A Florida assisted living facility was recently cited after their emergency generator failed during a power outage.
The cause?
The generator batteries had not been properly maintained. For a facility responsible for the safety of vulnerable residents, emergency power isn’t just an operational issue, it’s a life safety and liability exposure. From an insurance perspective, deficiencies like this can create serious problems:
• Increased liability exposure if residents are harmed
• Regulatory scrutiny and repeat citations
• Potential underwriting concerns at renewal
Facilities can reduce this risk with a few simple controls:
✔ Monthly generator testing
✔ Battery monitoring and replacement schedules
✔ Documented maintenance logs
In senior living, risk management and insurance go hand in hand. Many of the claims we see start with operational issues that could have been prevented with better controls.
If you’re an assisted living operator and would like a quick risk review of your emergency preparedness or insurance program, let’s talk.
